@Zaer- It's 16, and I know the site rules say what they say, but my personal comfort is with age 18 equivalence, regardless of what the rules say it to be. Anything that is not about to graduate highschool, in terms of human age, is too young for my personal comfort, but that's just for humans of course. If it were a newborn Warforged with a mature body and mind, I would have no qualms, but since it was a living biological race that does age, and the number popped up, I chose to air on the cautionary side, just in case and to sate my personal concerns with respect to my comfort zone.
@Hyena- Um... not entirely sure... but if I remember the cityscape book, it costs like 3d6 x 1000gp for a 'manor', or something like that, so it will likely not be affordable on your given gold. I'll think about it though, and see what I can possibly do for you.