Very welcome, and thank you. I finally got the book! One of these flaws seems to have an error:
Lazy (3pt. Flaw)
You are simply lazy, avoiding anything that requires
effort on your part. Preferring to let others do the hard
work, you lounge around. For any action that requires
preparation, thereís a good chance you didnít properly
prepare. Difficulty rolls for spontaneous Physical actions
(including combat, unless itís part of a planned
offensive) increase by one.
Shouldn't it be excluding combat?