GM Note: There seems to have been some misunderstanding due to a lack of information on my part in the abilities section relating to the various lore abilities. Lore pulls from the same pool as the rest of the skills but is evaluated a little differently. There is no level of 'general knowledge' or 'accepted thoughts' on any supernatural creature. There is not a master data base, and largely hunters learn things on their own as they go. Points in the various Lore abilities represent a characters understanding, knowledge, researched and general level of interaction with a certain kind of supernatural.
Having a 0 in a lore means you know little to nothing specifically about any of them, whereas the numbers going up represent a growing interest and understanding of them. That said, Eternium has a library which all players have access too. This represents any 'general and or common knowledge' characters might have. What is included in this library is a combination of a base level of information plus information pulled from every player characters character sheet from their ratings in: The various Lores and Library background.
Once I have that, everyone's numbers will be taken into account to determine the knowledge that is known about different supernatural beings, at which point that information will be populated into the world guide which will act as your library and the knowledge characters have. The World Guide will continue to gain up dates as the world evolves and game progresses and characters discover and learn more stuff... Revealing new information about old enemies and new ones alike.
That is to say... If you want your character to know that vampires dust (this is an example, I will not confirm if this is how it works or not) when staked through the heart with wood... They need to have a certain level of Lore: Fallen. With no Lore: Fallen, they probably know vampires are real, and maybe that sunlight is bad. But the truthful details about how they work is largely unknown.
That is everyone can assume your characters have some basic knowledge (which will be outlined later), but if you want details you had best be using the Lore's.