Very personal decision. My immediate response would be to use that money to invest in some other way. However, it seems like you have already invested a lot of money in your degree. If you can pay that remaining $7000 without loans, then why not gut it out and finish? It's probably a measly sum compared to how much you have spent so far.
It seems like it is making you unhappy and bored though, so perhaps consider taking a break. A lot of the value in a degree is how proud you feel in the accomplishment - that's something to consider.
Having the B.S./B.A. is great if you ever decide to apply to a job outside of your field. I'm not sure what sort of company you currently work in, but with your work experience, a bachelor's will keep you competitive for years to come.
Yea good point. I've already put in $50,000 (which I happily paid off last year), so another $7000 to finally get it done isn't really that big of a deal considering the financial journey already, and would make it financially worth it. I would be able to pay it out of pocket so there would be no more debt.
I thought of taking a break, but the college I'm currently enrolled in is excellent, and perfect for my schedule. It's the fastest track to a degree and incorporates most of my previous credits. The remaining courses are in business management, which I have experience in to draw from. Problem is, my enrollment is only held for a year and then i'd have to reapply to the school and go through all the business of reapplying for a degree plan, acceptance etc. So taking a break for too long could cost me in the long run. If i'm going to do it, has to be now.
Another excellent point, while i've managed to make a living and be successful without a degree, I have to say I was always starting in entry level positions, and yes I worked my way up in some cases, but in the last few years I'd begun to feel like I was just an office drone... not really working in a capacity that makes a difference or has value. I thought about this point, and I think a bachelor's degree as you said could give me more options. My last field was in banking, and I didn't like it one bit.
Thanks for your insight Valthazar.
Once knew a guy in my English class in his sixties because he had already become and successful engineer but wanted to broaden his horizons. It's all up to you on how you value it. Unless you find you need a degree if you think it's useless, then to you it's probably useless.
It's all kind of personal taste.
Not that having a bachelors in English has scored me a job anywhere.
Yea it's totally about personal taste. It's a funny thing being in my 40s, I find myself looking back on the career road traveled and feeling like I could do more, or at least be a part of something fun and maybe of my choosing. As I mentioned above, not having a degree I always just took jobs where I could find them, building a resume that is strong in office experience, management, but at the same time... somewhat mindless; almost as if my career had been simply just "generic business man." My life has to have purpose, so I can look back and feel like the 40+ hours each week did something for the world.
A lot of people go through this mid-life transition, and occasionally crisis!, and many make complete career redefinitions. I know people with PhDs that gave it up to become massage therapists, and many ex-wall street traders that now teach children or play music. Life has a funny way of doing that.
I do think it's largely a matter of taste. Although I wonder if, when you say courses are that bad, you didn't somehow end up with a bad fit in that site or department. It's terribly easy to do, between the relative lack of info many people have as new students and the way professional tracks are gamed to shift people and topics around nastily at many universities. Anyway, maybe try a year off to step back and reassess?
One other thought: If you might consider teaching ESL to see some parts of the world, that is a field where having a Bachelors in something (often anything!), is very important. In some markets, the job is more part-time and there is a good amount of down time. A teaching certificate is great to open more countries to base yourself in, but many will expect at least a Bachelors too. So if you really want to travel and make money go farther, that could be one solid reward for finishing.
Well it's not the courses that are bad, I'm just more interested in the arts, writing, fitness and chess. I spend most of my days doing that, so the idea of completing a business degree is not very appealing. I looked at switching degrees into creative writing, or music but they would require several more years of college and honestly when it comes down to it, I realized that I'd rather write and play music than study it at this point. Besides i'm only 5 courses away from getting the bachelors. If I'm going to get a degree in anything that's the easiest. And if I wanted to go deeper into the areas I like in the future, i'd have the option of going for a masters in that field.
Very interesting idea! When you mentioned this a lightbulb popped in my head! I love traveling and haven't done enough of it. Something I'm soon going to resolve as I take my first trip this year. Having a career where I help others and get to travel would be amazing! It also validates the other aspect of how just having the degree can open fun doors.
Thanks Kylie, excellent suggestion.
If you're certain about your security, no, it's not worth it.
You hit the nail on the head my friend. Succinct and excellent point. I am secure for the next ten years that's it. So from my 50s on I'm going to need to make a living of some kind. I figure now is the time to plant the seeds for that future. So, yes I'm secure but only for now. It won't last forever.