I have a high skilled job myself, and work at a good company that is trying their best to keep our coverage. Though, ::laughs:: Where I live, I applied for Medicaid. Hell I even applied for food stamps too. Want to know what's funny, I got approved for Medicaid and food stamps to my surprise. I believe in working hard for a living, though hey... if the Govn't is gonna give me hand outs, why the hell not!? So I dropped UCH health insurance, and transferred to Hosier Health, the state's Medicaid program.
Here are the numbers....
Through work I was paying a month $215.00 with an 90/10 split, and three tier Prescription Drug at $10 / $30 / $70 .. oh and there was a $250 deductible, as well as $25 co-pay and $50 Specialist Co Pay visits.
Through Indiana Medicaid I pay now...
$90 a month with 100% coverage, no 90/10 split, Prescription Drugs, (All) for only $3.00... no more three tier pay system, no Deductible, no Co Pay's ever again for me.... I can go to any major hospital and all cost covered.
$300 in food stamps a month which don't ask me how, somehow I have Obama to thank for that too. :\
So in a nut shell, I'm in my mid 30's great health. Do I need Medicaid? Nope. Do I need food stamps? Nope. I got on them because hell, I see it as a hand out that I will thankfully take while it is around. What's the lesson here?
Learn the Law inside and out. Hell, how do you think companies get out of paying taxes and skirting around the ACA, or Obama Care? Easy, they study and learn the law page by page, then find loop holes in which to exploit. High Health Cost got everyone down? Did your premiums go way up because of Obama? If so, then invest in hiring a lawyer who can sift through the dense papers, and trust me, you can find ways to Cheat the System. Hell big companies do it all the time, why not the little guy too?
This is not bragging as some might think that is what I'm doing here, though I'm giving you a real world reality check, and that if you think you're somehow getting screwed by all of this, chances are... you probably are. Do research, and if you have money, seriously hire a lawyer to help you sift through the legal loop holes.
Now, How do you honestly, lower health care cost? Not by passing the ACA, nope..... you do something a bit different. How about limiting the amount a person can sue a hospital or doctor for. I have my doctor, and I know he is human, and can he make a mistake? Yes. He knows his art form as I call it, has been practicing for over two decades, yet I know, even he can still mess up. Nurses, they have also been taught an art themselves, and can they also make mistakes? Yes. Now seeming that we have established everyone is human... and can be flawed, left open the gate for lawsuits to pour in. You take into account that medical lawsuits have no cap value placed on them, and one wrong needle prick can cost not only the Doctor's Insurance, though the Hosiptal he works for Millions upon Millions of dollars. High cost for an ambulance ride? Wanna know why that is? Again, their driving a Commercial Vehicle, and as such you know the insurance on Ambulances is extremely high. This is why a single ambulance ride can cost between $500 - $1500 respectively depending on where you live.
Just food for thought I guess.