This stuff is scary to hear about. I live in Australia and it's almost unthinkable how much Americans have to pay for their medical care.
I pay a little extra to see the doctor, because the private G.P. I like to go to doesn't have all their bills covered by the government. However out of the $60-70 bill, the government still covers $30-$40. If I wasn't willing to do that though, I could easily go to a surgery that's a bit further away which does have it set up so that the government covers the whole cost. The wait times are a bit higher at those places, but not by too much.
If I walk down to the chemist and need to purchase any sort of medicine, the price is always very low as well because they are all subsidized. This is good for me because I'm allergic to penicillin and that raises the costs of a surprising range of medicines.
What's really scary though, is that one of our major political parties seems to want to use America as their role-model in providing medical care. (The party is named the Liberals but we don't mean the same thing as Americans do when we use that word, they are our right-wing party similar to America's republicans).